Expand your business horizons

Borderless Business Account
& FX payments for international SMEs

COLLECT, CONVERT and TRANSFER
your money worldwide without hassle

Expand your business horizons

Borderless Business Account
& FX payments for global SMEs

COLLECT, CONVERT and TRANSFER
your money worldwide without hassle

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing
in making cross-border payments for SMEs cheaper and faster

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing in making cross-border payments for SMEs cheaper and faster

We understand your needs

If you are an SME or a start-up doing business internationally, you will definitely need a financial partner that cares about your needs. We do know that simplicity, fast processing, low fees and an entrepreneur-friendly attitude are crucial for you. You will surely experience all of these from us.

Much more affordable than conventional banks

Commercial banks charge high fees for operating internationally and for operating in multiple currencies, and are slow and cumbersome. You can save a lot with us.

We guarantee real interbank FX rates

Get real-time access to mid-market rates with low spread fees. Enjoy the large companies’ privilege of having the opportunity to access the real interbank rates. With our transparent and low FX fees, you can keep more market profits.

What is the interbank rate?

The interbank rate is the rate at which one bank may be prepared to sell US dollars to another bank in exchange for Canadian dollar. This rate is much like a wholesale rate and is unobtainable to the general public.

The banks make money like any wholesaler in any other industry – they buy at one rate and sell it on at another and the difference in between is known as a ‘spread’.

Your money is safe and secure with us

We are authorized under Canadian law for providing financial services. We are regulated by FINTRAC in Canada and registered as a Money Services Business (MSB).

Clients’ accounts are strictly segregated from our own corporate accounts at all times. Your funds are never invested or lent to anyone else. It’s your money and you can access it whenever you wish.

We use the most advanced technologies to encrypt data, manage different security permissions and prevent accidental shortcomings.

We understand your needs

If you are an SME or a start-up doing business internationally, you will definitely need a financial partner that cares about your needs. We do know that simplicity, fast processing, low fees and an entrepreneur-friendly attitude are crucial for you. You will surely experience all of these from us.

Much more affordable than conventional banks

Commercial banks charge high fees for operating internationally and for operating in multiple currencies, and are slow and cumbersome. You can save a lot with us.

We guarantee real interbank FX rates

Get real-time access to mid-market rates with low spread fees. Enjoy the large companies’ privilege of having the opportunity to access the real interbank rates. With our transparent and low FX fees, you can keep more market profits.

Your money is safe and secure with us

We are authorized under Canadian law for providing financial services. We are regulated by FINTRAC in Canada and registered as a Money Services Business (MSB).

Clients’ accounts are strictly segregated from our own corporate accounts at all times. Your funds are never invested or lent to anyone else. It’s your money and you can access it whenever you wish.

We use the most advanced technologies to encrypt data, manage different security permissions and prevent accidental
shortcomings.

Business Mastercard

Our borderless solutions for SMEs, expats and frequent travellers

Business Mastercard

Our borderless solutions for SMEs, expats and frequent travellers

Discover your true potential

Global coverage

We transfer money to over 90 countries. We also have banking integrations with leading financial institutions in Canada, the United States and Europe.

Collection Accounts

Global capabilities at your fingertips. Discover an easy, fast & secure way to collect funds globally. Give your clients and suppliers the option to pay in their
preferred currency. We currently provide
virtual bank accounts in 24 currencies.

Individual bank account number

Set up an IBAN-linked account in minutes. We know how important your time is, so we won’t leave you waiting. It takes just minutes to receive your International Banking Number (IBAN) and start banking with BANKING FIRST.

SEPA and SWIFT transfers

Send money fast worldwide in EUR, USD, GBP, and over 21 other currencies. We use excellent exchange rates and charge low, flat fees for money transfers.

Fair currency exchange rates

Lower your business FX costs. We offer more attractive rates than those on the pricelists of banks and effectively compete with offers of currency dealers as well. With our transparent pricing, you receive a fixed FX fee, so you will always know what rate you will receive on every trade ahead of time.

Business Mastercard

The only business card you need. Your contactless Mastercard debit card for business is the card you need on the go when shopping in-store or online and anywhere in the world. Use it to withdraw globally from any ATM for a low fee or to pay with a tap at any contactless terminal worldwide. It’s easy, quick, and secure.

Bank-level security

At BANKING FIRST, we are committed to ensuring the security of our customers’ funds and data by using advanced and innovative technology. We use 256-bit bank-level encryption keys along with multiple layers of security controls. We are sure you that your money and personal information are always protected. 

Discover your true potential

Global coverage

We transfer money to over 90 countries. We also have banking integrations with leading financial institutions in Canada, the United States and Europe.

Collection Accounts

Global capabilities at your fingertips. Discover an easy, fast & secure way to collect funds globally. Give your clients and suppliers the option to pay in their preferred currency. We currently provide virtual bank accounts in 24 currencies.

Individual bank account number

Set up an IBAN-linked account in minutes. We know how important your time is, so we won’t leave you waiting. It takes just minutes to receive your International Banking Number (IBAN) and start banking with BANKING FIRST.

SEPA and SWIFT transfers

Send money fast worldwide in EUR, USD, GBP, and over 21 other currencies. We use excellent exchange rates and charge low, flat fees for money transfers.

Fair currency exchange rates

Lower your business FX costs. We offer more attractive rates than those on the pricelists of banks and effectively compete with offers of currency dealers as well. With our transparent pricing, you receive a fixed FX fee, so you will always know what rate you will receive on every trade ahead of time.

Business Mastercard

The only business card you’ll need. Your contactless Mastercard debit card for business is the card you need on the go when shopping in-store or online and anywhere in the world. Use it to withdraw globally from any ATM for a low fee or to pay with a tap at any contactless terminal worldwide. It’s easy, quick, and secure.

Bank-level security

At BANKING FIRST, we are committed to ensuring the security of our customers’ funds and data by using advanced and innovative technology. We use 256-bit bank-level encryption keys along with multiple layers of security controls. We are sure you that your money and personal information are always protected.

Global capabilities at your fingertips

Discover an easy, fast & secure way to collect, convert and transfer funds globally

With us you have the opportunity to access real interbank rates like a large company. With our transparent and low FX fees, you can keep more market profits.

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing
in making cross-border payments for SMEs cheaper and faster

Global capabilities at your fingertips

Discover an easy, fast & secure way

to collect, convert and transfer funds globally

 

With us, you have the opportunity to access real interbank rates like a large company. With our transparent and low FX fees, you can keep more market profits.

You can gain a competitive edge
in your cross border operation

› e-Commers stores
› Exporters/importers and manufacturers
› Service as a service business
› Consulting firms
› Payroll managers and freelancers

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing in making cross-border payments for SMEs cheaper and faster

You can gain a competitive edge in your cross border operation

› e-Commers stores
› Exporters/importers and manfacturers
› Service as a service businesses
› Consulting firms
› Payroll managers and freelancers

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing
in making cross-border payments for SMEs cheaper and faster

Is your bank holding you back?

Is international business banking a challenge? Not with us.

We are a non-bank financial institution specializing in making cross-border payments for SMEs cheaper and faster

Convert your brand from local to
global and manage your business
finances easily with a BANKING FIRST
Borderless Business Account.

Convert your brand from local to
global and manage your business finances easily with a BANKING FIRST Borderless Business Account.